7/10
Quintessential Noir With a Few Notable Slow Spots
23 August 2023
Warning: Spoilers
In many ways, 'Double Indemnity' stands as the quintessential film noir. The crackling dialogue, a result of director Billy Wilder's collaboration with famed novelist Raymond Chandler, based on James Cain's pulp novel of the same name, coupled with the exceptional noirish cinematography by John Seitz, positions the film deservedly among the all-time great noirs of its era.

However, I'm hesitant to award the film a perfect 10 out of 10 rating without addressing some deficiencies that slightly diminish its overall appeal.

Undoubtedly, 'Double Indemnity' was a groundbreaking and highly controversial film for its time. Based on a murder that occurred in 1920s Queens, New York, the film delves into the sinister plot between a woman and her lover to murder the woman's husband for insurance money.

Initially, the Production Code posed a challenge to the film's creation due to the salacious nature of the story. Even the film's star, Barbara Stanwyck, who portrayed the femme fatale Phyllis Dietrichson, expressed reservations about embodying the role of an amoral killer.

Certain critics might have preferred a more glamorous femme fatale, yet Stanwyck's more "ordinary" appearance is, in fact, perfect in capturing the intended note of banality when paired with co-star Fred MacMurray, who takes on the role of Walter Neff, an "average" insurance agent.

However, the banality of their relationship becomes the narrative's Achilles heel. While chemistry occasionally surfaces through the aforementioned dynamic dialogue (notably Phyllis's clever allusion to exceeding the speed limit when Walter first makes sexual advances), the initial interactions between the two mainly revolve around the gradual acceptance of the notion of committing murder. This progression unfolds rather slowly, causing the suspense to truly heighten only when the actual murder transpires.

Fortunately, the inclusion of Edward G. Robinson as Claims Investigator Barton Keyes injects a magnetic force into the film. Keyes, one of Robinson's most iconic roles, captivatingly portrays competence, especially in the memorable scene where he exposes a fraudulent insurance claim.

The compellingly unique circumstances of the murder-where Walter impersonates the victim on a train-capture the audience's attention. Equally fascinating is Keyes's deduction that the death of Dietrichson (Tom Powers) was neither accidental nor a suicide, although he fails to connect Walter to the crime.

Here, the subplot involving Dietrichson's daughter, Lola (Jean Heather), who stands to inherit her father's estate, plays a role. Regrettably, much of the suspense involving Lola remains unseen on screen, a notable narrative weakness.

As the plot advances, Walter's alliance with Phyllis takes a dramatic turn when he discovers her collusion with Nino Zachette (Byron Barr), Lola's on-and-off boyfriend, potentially for Lola's murder.

The anticipated denouement sees Walter and Phyllis face their due consequences. However, I find Phyllis's sudden change of heart, leading her to spare her lover, slightly less convincing.

In the realm of cinema, 'Double Indemnity' stands as one of the rare films where continuous narration effectively enhances the dialogue's imagery. The film's authenticity is bolstered by its adept incorporation of insightful references to the insurance industry, complementing Robinson's remarkably realistic performance.
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