- Bailey is mad that London is hogging all the space in their cabin, so she decides to trick her with the myth of the "Sea Snark." She later feels guilty and tells her the truth. Meanwhile, when Zack uses up both his and Cody's meal cards buying things for all of the girls on the ship, they run out of money. Moseby puts them to work so they can earn their keep. Cody decides to enter a yo-yo contest to make some money and Zack agrees to take over both his and Cody's jobs on the ship so Cody can prefect his yo-yo trick.—Chrisso Solis
- Bailey is angry at London for taking up all of the space in their cabin, she tricks her roommate that there is a Sea Snark. Meanwhile, Zack learns the value of a dollar when he uses his and Cody's student meal cards to buy gifts for girls on the boat, they both run out of money. Mr. Moseby forces Zack and Cody to work in order to earn their keep. Cody decides to enter a yo-yo competition to earn a cash prize. Zack agrees to cover Cody's shift so that he can perfect his skill, but disaster ensues when Zack comes up with an inefficient way of handing out towels. On the day of the competition, Cody is up against a yo-yo prodigy but he gets disqualified and Cody is declared the winner by default. However, Mr. Moseby takes the cash prize in order to pay off the damages that Zack has caused. Cody and his brother are forced to keep their jobs.
- Cody Martin (Cole Sprouse) enters a yo-yo competition in hopes to win the cash prize and impress a girl named Bailey (Debby Ryan), while twin brother Zack (Dylan Sprouse) spends all the boys' money on girls. Cody wins the contest, but must use the money to pay for damages. He and Zack get jobs on the boat to earn money.
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