- Balki Bartokomous: When I put my money here, what are you going to do with it?
- Larry Appleton: The same thing they do with my money: They loan it out to other people for interest.
- Balki Bartokomous: They give my money to other people just because it's interesting?
- Larry Appleton: No, no no. "Interest" is what other people pay the bank so they can use your money.
- Balki Bartokomous: Well if they're using my money why don't they pay me?
- Larry Appleton: Well the bank performs a service. For instance, you could come here an borrow money yourself.
- Balki Bartokomous: I could come to this bank and borrow my own money and then pay them interest?
- Larry Appleton: Well... yes. Provided you had good credit.
- Balki Bartokomous: What that is?
- Larry Appleton: Well "credit" is proving to the bank that you don't need to borrow... your own money... you want to explain it to him?
- Harrison Harper: [grimly] Not on your life.
- Larry Appleton: Intellectually I know, I know... I'm overly possessive. Almost neurotic about it.
- Balki Bartokomous: You are not!
- Larry Appleton: I'm not?
- Balki Bartokomous: Of course not! Erotic? Don't be ridiculous!
- Larry Appleton: Neurotic. Neurotic! NEUROTIC!
- Balki Bartokomous: Okay, don't get crazy!
- Larry Appleton: 'What's the big deal?' You wrote a check for three thousand dollars more than you have. You don't want to go to prison for THIS furniture!