Garth's endowment policy, started when he was a baby, has matured but Tracey spends it on herself, leaving him to use credit cards to buy into the restaurant where he is now a chef. Tracey makes it up to him after she and Sharon visit the restaurant for a meal and defend him against a loud-mouthed diner, though it is Dorien, whose efforts to bond with Richard's stroppy kids at the next table are failing, who saves the day.
—don @ minifie-1